BIB Finance

Confidential, Secure Financing
BIB Finance

Best Car Finance For You

If you are looking for a new vehicle, boat, motorbike, or caravan, contact our team at BIB Finance! We are always willing to work with you to find the best car finance that will suit your budget.


Let’s face it: many South Africa need private vehicles to get them from A to B. Taxi and ride-hailing services, trains, and other public transport services do not always meet expectations, or they do not travel according to your schedules. Getting your own vehicle is often the best solution, especially if you have a family and a demanding job. There is, however, no denying that cars cost a lot of money, and if you want a reliable family vehicle, you cannot afford to buy one that is not trustworthy. While it is relatively easy to get an old car at a low cash price, you may end up paying a lot more than the purchase price in getting it roadworthy, spending money on repairs, and ensuring it is safe for your family to travel in.

New vehicles are notoriously expensive, and it is practically impossible for the average South African to purchase a brand-new car cash and drive it off the shop floor. This is where car finance becomes so important. The two purchases the average family are most likely to need financing for is property and transport, and finding a good property-finance company with affordable interest rates is very important. Equally important is finding car finance that enables you to purchase a vehicle in great condition (whether new or second-hand). A lot of vehicle dealerships offer their own car finance, but if you do not check the fine print, they could overcharge you and it could cost you a bundle in excessive interest as well. If you add the high interest rate to the price paid for the vehicle, it is often shocking how much the vehicle actually cost you, even if the instalment seems reasonable.

This is why proper car finance that does not cost the earth is important. If you are looking for a reliable vehicle and you are not blacklisted, BIB Finance can help you to get an excellent deal. It is not just the price of the vehicle – there are also servicing and maintenance costs that add to your cost of ownership, and of course you need vehicle insurance for any vehicle that is financed. Interest rates in South Africa are neither stable nor predictable. On top of that, we pay a lot for fuel. All the costs add up. Interest rates in South Africa are far higher than they are in Europe and the US. This is why you need the best possible interest rate on your car finance when you decide to purchase a vehicle.

How BIB Finance Can Help You

We believe that everybody should have access to reasonable interest rates and loan terms that allow them to afford car finance. We know that it is impossible for the majority of South Africans to purchase a new (or even used) vehicle cash, and as a result, we are determined to offer some of the best car-finance deals available on the local market today. We have partnered with a variety of leading financial service providers and banks across the country and as a result, we are able to offer competitive rates on car finance. Because we are a representative of all these car-finance providers, we can offer you all the great deals being offered by these institutions. Our deals are very competitive and provide various benefits to our valued clientele who need finance to purchase a vehicle. 

There are various things that people need financing for. Besides a home loan, the most common of these is usually car finance, but we also offer great finance packages for boats, caravans, and motorbikes. On top of that we also provide refinancing services for those who would like to borrow extra cash against assets such as vehicles and boats. However, keep in mind that one of our requirements to be considered for car finance is that you are not blacklisted. 

If you are looking for a new vehicle, boat, motorbike, or caravan, contact our team at BIB Finance! We are always willing to work with you to find the best car finance that will suit your budget and help you to you enjoy your vehicle for years to come. Give our team a call today to find out more.