BIB Finance

Confidential, Secure Financing
BIB Finance

Do You Need Vehicle Finance

Do You Need Vehicle Finance? Apply Online Today

Do you need vehicle finance? You have come to the right place! Buying a car is a big financial commitment.


If you do not have the full amount of the vehicle readily available, you will need to consider the various vehicle finance alternatives that are available to you. There are different types of vehicle finance options available on the market and the one you choose will depend on your financial position, affordability profile and, of course, what amount and interest rate lending institutions are willing to offer you.

At BIB Finance, we offer the following types of vehicle finance:

  • Private-to-private finance – this type of vehicle finance helps make it possible and convenient for you to buy and finance a car from a private seller. This means that you will have far more cars to choose from, because you can consider private sales as well, and can have peace of mind that a private purchase will be facilitated on your behalf, as well all the precautionary checks that are necessary when financing a private car.
  • Dealership finance – this is the type of vehicle finance that makes it possible for you to buy a second-hand vehicle from an authorised dealership. Applying for this type of loan before you shop around will help you to shop within the correct budget.
  • Vehicle refinancing – if you want to continue driving your current car, but benefit from lower monthly instalments, vehicle refinancing is the option. We can assist you with refinancing your existing vehicle loan so that you get a lower instalment.

Do you need vehicle finance that is designed to suit your lifestyle?

It is important to ensure that the vehicle finance deal you get is one that matches your current lifestyle. Affordability is vitally important. It is pointless acquiring a loan authorisation for a monthly amount that you will not be able to easily afford. For this reason, affordability assessments must be carried out, as well as credit checks. How you have managed your credit in the past will influence the outcome of your loan application. Your credit rating will have an influence on the loan outcome and also determine the type of interest rate you are offered.

Do you need vehicle finance that is simple to find and arrange?

If you do need vehicle finance that is simple to arrange, you have come to the right place. At BIB Finance, we work with the leading banks and financial institutions to bring you a variety of loan products to consider. Our long-term relationships with these suppliers allow us to negotiate the best possible deal and interest rates on your behalf. We present our clients with tailored offers from the likes of MFC (a division of Nedbank), Standard Bank, WesBank, and Absa.

Do you need vehicle finance as soon as possible?

We understand that sometimes you need vehicle finance quickly. Unfortunately, loan applications can take a while to approve. At BIB Finance, we do all the legwork so that your loan application can be assessed and authorised as quickly as possible. We do this without compromising on the quality of our service and while being thorough with each and every application. While we offer a quick turnaround time on applications, we ensure that all clients are treated to unmatched customer service. If you have any questions, you can get in touch with us at any time during the application process. We will also advise you on the best deals and make sure that you are making a sound financial decision. Our team is always happy to help and to provide financial advice. Buying a car is a big step, whether it is brand-new or second-hand, and we will be there to assist you, every step of the way.

Do you need vehicle finance that is affordable, simple to understand, and can be arranged on the double? Great! The team at BIB Finance is standing by, ready to assist you. We welcome you to chat with us about your needs and requirements. You can send us an email or give us a call at any time so that we can advise and assist you further. You can also get the process started by making your initial application online.

Apply for Car Finance.