The Ideal Set of Wheels

Many South Africans are forced to use personal transport daily because of the patchy or unsafe public-transport services available. So, we must buy our own wheels for commuting. Cars are expensive, therefore, all the major financial service providers offer vehicle-finance options to make cars affordable for people at different levels of income. The process of applying for a vehicle loan can be painful. Luckily, we offer a new approach that will give you the freedom to get the wheels that suits your lifestyle and income.

The price of a vehicle in relation to our monthly income determines whether we can afford it. However, it can be difficult to get a clear view of what we can buy when doing complex financial affordability calculations. With us on your side, we can turn this process around into something painless and efficient. Don’t just go shopping for the cheapest option because you think you cannot afford anything better. Our solution is to get your loan approved for a certain amount before you go shopping. Then, you have the knowledge of what you can afford when walking into the dealership.

Getting Approval

At BIB Finance, we work with Absa, MFC, Standard Bank, and WesBank to deliver a comprehensive solution when you are applying for vehicle finance. As a result, you will have the best options available to ensure that you can get the most competitive rates and excellent value for money before heading to the dealership. This gives you the freedom to buy the car that you really want to buy, instead of just settling for something cheap. By having the knowledge of how much you are approved for, you have the freedom of knowing what you can afford and in which price range you can shop.

Today, the popular vehicle choices are no longer the plain sedans of yesteryear. Crossovers, SUVs, and bakkies fill the streets and urban parking lots. Smaller hatchbacks offer efficient and cost-effective solutions for commuting, while luxury saloons are often the reserve of the corporate world. A true petrolhead, on the other hand, wants something with a lot of power. With us assisting in your application for vehicle finance, you can get the car that suits your taste, preferences, and budget. We can help you get approved before walking into the dealership and shopping for your new car.

Knowing how much you can spend, you can do some market research on all the vehicles that you can actually afford and not waste your time on the rest. You need to determine what your priorities are and what you want in a car, therefore, it is pivotal to research and test drive different brands and classes of car to find the ideal fit for you. Whether it is a sports coupé, double-cab bakkie, or a city hatchback, we can assist in making the financing process easier than ever.

BIB Finance offers solutions for people in need of vehicle loans. Our services ensure that you get sensible options and competitive rates once approved. For more information on how we can help, please contact us with any enquiries. Enjoy the freedom of being approved before shopping for your next car.